Compliance Officer - Banking

This position reports to AVP/Sr. Compliance/Risk Officer & Assistant BSA Officer. 
Basic Function:

Responsible for working closely as a member of the Enterprise Risk Management Department to develop, administer and maintain effective Consumer Compliance Management Programs in accordance with applicable laws, guidelines, and regulations.

Essential Duties:

1. Work closely as a member of the Bank’s Compliance team to perform, monitor and maintain specific aspects of the compliance programs, including:
   • Consumer Compliance program
   • Compliance risk assessments
   • Compliance monitoring and testing programs
   • Compliance training program and reporting
   • Consumer complaints process
   • Marketing materials and bank forms to ensure compliance with applicable rules and regulations
   • CRA service, investment, and loan activity to ensure goals/metrics are being met
   • Results of internal and/or external audits for Consumer Compliance related issues to ensure timely and accurate responses and remediation
      
2. Compliance and CRA Committee Responsibilities
   • Assist in coordinating and attend:
     • CRA Committee meeting
     • Compliance Committee meeting
        
3. Additional Departmental Responsibilities such as:
   • Attend applicable regulatory training, seminars, and conferences to maintain regulatory consumer compliance knowledge
   • Determine effects of consumer protection laws and regulations on Bank policy, procedures, and practices
   • Implement changes to Bank policy, procedures, and practices to ensure compliance with consumer protection laws and regulations
   • Inform Bank management and lines of business regarding changes to Federal and State regulatory laws
   • Inform Bank management regarding the outcome of reviews and investigations to escalate any concerns

Nonessential Duties:

• Other duties as assigned

Qualifications

Knowledge, Skills & Abilities:

• Excellent research and analytical skills
• Highly organized and capable of dealing with multiple duties/projects simultaneously
• Strong written and verbal communication skills
• Detail oriented with ability to work independently
• Excellent teamwork, interpersonal and conflict resolution skills 
• Ability to think strategically and develop a detailed understanding of applicable products
• Excellent knowledge of all Consumer Protection Regulations
• Knowledge of FFIEC CRA/HMDA Data software
• Knowledge of Kadince CRA software a plus
• Knowledge of Fiserv Premier software a plus

Training & Experience:

• Bachelor’s Degree in economics, Finance or Business Management, or related field or equivalent
• Minimum 5 years Compliance experience
• CRCM certification or progress toward a plus
• 2-3 years CRA experience a plus
• Prior Regulation O experience/responsibility a plus
• Microsoft proficiency